Even if you don’t go out regularly, you need a fabulous clutch.  Living without one is really a crime against fashion.  Here are some reasons why:

You’re having dinner with an important client at a downtown eatery, and you hate that you have to bring your bulky purse stuffed with your everyday essentials.  Simply toss the clutch in your bag for later.

A friend set you up on a last minute date, and you have to fall back on your LBD.  A chic bag will really lift it, and since men hate big purses, you can look low-maintenance with a tiny bag.

Clutches are perfect for traveling because they fit inside your carry-on and take up very little space. Who needs a big handbag taking up shoe space in your suitcase when you have a collection of sleek clutches?

So what does the perfect clutch look like?  This.

BCBGeneration Pewter Clutch (Piperlime, $48)

It’s metallic, but it’s not obnoxious.  It’s big enough to hold a wallet, Blackberry, lipstick, travel hair brush (a Belle must) and a bottle of hand sanitizer (very important during flu season).  And the fold-over shape is very clean and modern.  

Plus, at less than $50, this clutch is well made enough to look luxe but still affordable on a Hill budget.  The perfect thing for days, nights and weekends.